Even when no claim has been made against you but you suspect that this may happen you should take the precaution of reporting the claim to us. This is because injured parties have several years to bring any claim against you and the longer you leave reporting the claim the more likely you are to forget details which will help us defend the claim.
You must not throw away any items you wish to claim for, and you must take all reasonable steps to recover missing property and prevent further damage.
Please be aware that the initial claim form and any supporting information should be sent to Roger Rich within 30 days of the insured event. If you delay sending information this may prejudice settlement your claim.