Commuter Cycling Insurance

Cycling commuters riding in guide to cycling commuter insurance

Cycling to work has so many benefits. Not only is it an excellent way to exercise, it’s a good way to avoid bus and train expenses that can really eat into your budget. For many of us, it clears the mind in preparation for a new day, and helps you wind down after a hard day's graft.

Active travel is good for us, that’s why it’s a good idea to get commuter cycling insurance to protect your mode of transport. Making sure you have protections in place for riding your bike every day through busy traffic on streets and roads is a step in the right direction. If your bicycle is your main source of transport to and from work or study, ensuring your bike is covered while on your commute could be a priority.

Top cycling tips for your commute

  • Plan cycle routes - if you're just starting to ride to work, or going to a new job, make a test run from home to your job to find out how long the journey takes – map and travel apps can be misleading. It'll prepare you for obstacles and odd landmarks on the way you can either avoid or use as familiar markers.
  • Give yourself time - last minute rushing isn't great for cycling safety anyway, but there's also the other element of being ready for work when you get in. Feeling hot and sweaty before you even get started can be uncomfortable for you and your colleagues. Of course, it's not always possible to avoid that - especially in hotter weather - so having a change of clothes and a can of deodorant helps.
  • Clothes for cycling - What you wear also makes a difference. If you need to wear smarter work clothes, going for thinner, breathable garments or wrinkle-free material can keep you looking business-ready.
  • Regular maintenance - Whether you ride an electric bicycle or pedal bike, giving your cycle a check over every day is ideal, but not always possible. Try to do it at least once a week, but more frequently if you can.

Now that we’ve covered the commute, here are a few helpful cycle safety tips as you ride the roads of Great Britain:

  • Brakes - ensure the brake engages when there's pressure on the brake lever and before the lever touches the handlebars. Also, check for wear on the brake blocks.
  • Wheels - Give the wheels a spin to check they don't wobble or make grinding noises. If a wheel wobbles, true (straighten) it, and if there is grinding or resistance, adjust the hubs
  • Tyres - Checking the tread and air pressure is equally important. Most road tyres advice a pressure of between 110 and 120 pounds per inch. However, you also need to check for wear and tear. If there are a lot of gouges or cuts, or it’s heavily worn, it's time to change the tyre.

Get a quote for cycle insurance now and see how easy and affordable it is to cover your bike. We can quote based on your needs, with plans to suit you.