Whether you’re taking the kids to school, nipping to the shops to stock
up or taking the dog for a quick spin, cargo bikes are built with you
and your everyday needs in mind.
We know that cargo bikes, particularly e-cargo bikes, don’t come cheap
and that’s where we come in: we insure all types of cargo bike to keep
you and your cargo bike protected.
As standard, our insurance covers your cargo bike against theft and
accidental damage and you can add only as much as you need on top of
that: accessories and personal items cover, personal injury cover and
third party liability protection to cover you if someone makes a claim
against you after an incident involving your cargo bike out on the road.
Theft:You’ll be covered if your cargo bike gets stolen, whether
at home or out and about.
Damage: We’ll pay for the repair costs if you’ve accidentally
damaged your cargo bike or accessories or they’ve been vandalised.
Personal injury: Injured yourself after an incident out on the
road? We can provide compensation to help ease the pain.
Public liability: If someone else gets injured or their property
damaged and they think you’re to blame, we’ll take care of it if they
make a claim against you.
Overseas travel: Heading for your mountain bike’s natural
environment for some R&R? We cover MTB holidays, including transit.
Loss of earnings: If you’re injured and can’t work, we’ll support
you with a weekly payment.
Use your cargo bike for commercial purposes? Our policies are designed
for personal use but you can
get in touch with us
to discuss a bespoke quote.