What you’ll need
-
Your bike’s make, model and what it would cost to replace today
- Your postcode and date of birth
-
That’s it — you’ll see your price before anything else is asked of
you
Can we cover your bike?
- Bikes worth £400 to £15,000 each
- Up to five bikes on one policy, £30,000 combined
- You’re 16 or over and resident in the UK or the Isle of Man
- You own the bike, and it has no existing damage
-
In the past year you haven’t made more than two bicycle-related
claims, or a single bicycle-related claim over £500
Insuring an e-bike? It must be road-legal in the UK
as an electrically assisted pedal cycle (EAPC). Twist-and-go throttles
aren’t eligible unless the throttle only works in walk mode.
What’s included
- Theft at home and away from home
- Accidental and malicious damage, with Theft + Damage cover
- Replacement bike hire up to £500
Accessories, clothing and bike boxes, personal accident and personal
liability are selectable, and overseas and race cover are available
for an additional premium.
Every limit and exclusion
Questions people ask at this point
- How long does it take?
- About two minutes. You’ll need your bike’s details, your postcode and your date of birth.
- Do I have to pay to get a quote?
- No. You can get a full, personalised quote before paying anything, and it’s held at that price for 30 days.
- Can I pay monthly?
- Yes, in 12 monthly payments. Your price doesn’t change during the policy year.
- Can I insure more than one bike?
- Yes, up to five bikes on one policy, with a combined value of up to £30,000 and a maximum of £15,000 for any single bike.
- Will you need photos of my bike?
- Yes. After you buy, you’ll need to upload photos of your insured bikes within 30 days. It takes two minutes in your dashboard, and it’s a policy condition, so don’t skip it.